
Fixing our Housing Crisis
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Unaffordable housing is THE #1 Issue
Bellingham now has the 4th most unaffordable housing (relative to median income) of any city of any size in the US.
This is the root cause of our most pressing crises — from rising inequality and homelessness to unsustainable city budgets and climate change. To fix this we must stop costly sprawl and provide more housing choices near jobs, schools, neighborhood businesses, and transit.
Skyrocketing Housing Costs Are Squeezing Families. We must lift restrictions preventing more affordable home choices. This will also allow us to build more permanently affordable housing.
Here’s why new construction benefits everyone: “Can luxury housing do anything for homelessness?”
The Wealth Gap Is Widening. Research shows housing costs are the single biggest driver of rising inequality.
Housing Shortages Are Fueling Homelessness. This humanitarian crisis is also a fiscal disaster, straining emergency services, public spaces, and local businesses.
Housing Policy Is Climate Policy. Restrictive zoning forces sprawl, increasing reliance on cars — one of the largest sources of greenhouse gas emissions.
Stronger Public Transit Needs Smarter Growth. Transit systems thrive on density.
Rising Utility Costs Hurt Everyone. Sprawl drives up the per-person cost of essential services like sewer, water, waste disposal, and electricity.
Fiscal Responsibility Demands Smarter Housing Policy. Sprawl forces cities to spend more on roads, emergency services, and utilities, deepening deficits and draining reserves. Without action, we face higher taxes or service cuts — neither of which is acceptable.
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I’m running to bring real solutions — not more delays and half-measures
For 16 years, the incumbent has slowed housing reform – advocating for extended public process, for limiting reforms to pilot projects, for exempting most of the city – while housing costs skyrocketed.
Between 2014 and 2024, Bellingham’s median home price more than doubled. We are now the most unaffordable small city in the U.S., and the fourth most unaffordable city of any size (see spreadsheet graphic).
The incumbent’s collaboration with anti-housing activists who are financing his reelection campaign contributed to this outcome. Now he’s asking for a fifth term while families struggle to find affordable homes or rents.
The incumbent says he’s been talking about housing reform for years. That’s the problem. He talks reform, and acts to slow it down. If you’re ready for action instead of excuses, vote for change.
I will fight alongside Mayor Kim Lund and my fellow council members to enact citywide housing reforms.
Bellingham’s expanded public engagement with over 10,000 inputs found preferences for:
* changing zoning in all neighborhoods for greater housing choice including more affordable small-scale housing
* neighborhood businesses such as coffee shops and groceries.
* increasing residential densities to meet climate action goals
Unlike my opponent, I’m a doer, not a talker.
Where he has acted as a brake on reform, I will be an accelerator, supporting 1) immediate reforms wherever possible through interim ordinances, and 2) citywide reforms residents have asked for through public engagement.
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Replace our land use-based zoning with a form-based code to cut housing costs, homelessness, sprawl, auto-dependence, and emissions
Bellingham’s old zoning laws create sprawl, raise housing costs, and prevent walkable neighborhoods by keeping homes and businesses separate.
Form-based codes control building exteriors and public space interactions, maintaining neighborhood character while allowing flexible internal uses. This promotes greater housing choice at a variety of sizes and price points, supports local businesses, and reduces sprawl.
Implementing a version of the SmartCode — an adaptable, open-source zoning system — could streamline regulations, cut permitting delays, and enable more affordable housing choices in walkable neighborhoods while preserving natural and agricultural areas.
· Bellingham currently has 25 zoning tables with 430 unique subareas, a complexity requiring hired consultants to navigate. The SmartCode would cut that number to six zones and a few special districts.
· Long permitting times increase costs to individuals, builders, and businesses. The SmartCode would enable people to build by right within the range of forms allowed in each zone.
· Current zoning restricts half of Bellingham to the most expensive housing: single detached, often with large minimum lot sizes. Originally intended to separate people by income and race, it clusters multifamily housing in north Bellingham, where public schools now serve a majority-minority population.
· Current zoning restrictions more than double the cost of housing, and require reliance on automobiles for most trips.
· If adopted regionally by Whatcom County and other municipalities, the SmartCode could simplify and coordinate regional planning.
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Create revolving funds for affordable mixed-income housing and community land trusts
Our county treasurer wants to use part of the half billion dollars in county funds for a revolving fund for housing. We should partner with state legislators to enable local public revolving funds for housing, and with community foundations and other NGOs for nonprofit revolving funds.
We should begin by extending revolving fund support to community land trusts. Kulshan CLT, for example, already has 142 permanently affordable homes. In New Jersey the nonprofit I co-founded partnered with churches to establish a revolving loan fund for CLTs.
By using a revolving fund instead of tax money, Montgomery County MD is building high-quality apartments and townhomes that are publicly owned. 65% of units are rented at competitive market rates, and profits enable the other 35% to be kept permanently affordable to lower-income households.
Unlike tax-subsidized housing, this public housing is mixed income, which guarantees better housing and educational outcomes for low-income families. It’s less expensive and time- and staff-consuming than relying on grants from multiple agencies – including a now unreliable federal government – that are restricted to the lowest incomes.
By expanding the supply of quality public housing, this mixed housing model helps control rents in the private sector as well, as in Vienna, Austria.
We can also enable housing nonprofits like the housing authority to piggyback on the city’s bond rating to expand access to lower-cost capital.
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Supporting Renters
Most Bellingham residents are renters but only one out of seven of our council members is a renter.
If elected, I would double the number of renters on council.
I support:
· Requiring clear disclosure of fees. I applaud Councilmember Jace Cotton’s achievements in restricting airline-style surprise add-on fees applied to renters and manufactured home owners.
· Enforcing compliance with rental inspection findings.
· Banning algorithmic rent setting which allows landlords to engage in anticompetitive behavior.
Fundamentally the best renter protection is to expand the supply at all price points to ensure a healthy market.
But renters also need clear and predictable guarantees to discourage price gouging and bad behavior.
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Homelessness
Research shows homelessness is a housing problem. The most important thing we can do is address the housing and affordability crisis overall.
Tiny homes have better outcomes than congregate shelters. They offer privacy, enable inhabitants to join in managing their housing arrangements, with much higher rates of transition into regular housing.
We should collaborate with Whatcom County to establish safe parking and supervised camping as safe alternatives to unauthorized encampments.
We must support first responders and nonprofit services to meet growing needs and mitigate the crisis in the short-term.
